445 Payson RoadNorthfieldNH03276
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder445 Payson Road, Northfield, NH, 03276 in Northfield is a stable, well-positioned rental at $469,500. Rental yield 7.64%. DSCR 1.42 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $129,714 in value and $4,324/yr in principal paydown builds equity, a total projected return of $168,860.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $(159) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,988 |
| Total Monthly Debt Service | $2,960 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
29.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03276, Tilton, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,955 (100%) |
| Owner Occupied HU | 2,525 (63.8%) |
| Renter Occupied HU | 1,142 (28.9%) |
| Vacant Housing Units | 288 ( 7.3%) |
| Median Home Value | $347,433 |
| Average Home Value | $357,091 |
Housing Distribution
Address Breakdown
Residential
3,632
Single Family
3,390
Multi-Family
242
Businesses
411
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
29.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03276, Tilton, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,955 (100%) |
| Owner Occupied HU | 2,525 (63.8%) |
| Renter Occupied HU | 1,142 (28.9%) |
| Vacant Housing Units | 288 ( 7.3%) |
| Median Home Value | $347,433 |
| Average Home Value | $357,091 |
Housing Distribution
Address Breakdown
Residential
3,632
Single Family
3,390
Multi-Family
242
Businesses
411
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Craig Keays • Coldwell Banker Realty - Portsmouth
Mls Name: PrimeMLS
Mls ID: #5058866