445 N Main StDarlingtonSC29532
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 445 N Main St, Darlington, SC, 29532 in Darlington: $1,822/mo in rent, $458/mo in net income, 9.55% gross yield, 1.77 DSCR, all at $229,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $63,268 in appreciation and $2,109/yr in principal paydown projects total cumulative return of $116,130.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $458 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,822 |
| Total Monthly Debt Service | $1,272 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29532, Darlington, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,833 (100%) |
| Owner Occupied HU | 5,292 (59.9%) |
| Renter Occupied HU | 2,526 (28.6%) |
| Vacant Housing Units | 1,015 (11.5%) |
| Median Home Value | $153,475 |
| Average Home Value | $205,527 |
Housing Distribution
Address Breakdown
Residential
8,585
Single Family
8,495
Multi-Family
90
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29532, Darlington, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,833 (100%) |
| Owner Occupied HU | 5,292 (59.9%) |
| Renter Occupied HU | 2,526 (28.6%) |
| Vacant Housing Units | 1,015 (11.5%) |
| Median Home Value | $153,475 |
| Average Home Value | $205,527 |
Housing Distribution
Address Breakdown
Residential
8,585
Single Family
8,495
Multi-Family
90
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kenneth Godbold • Drayton Realty Group
Mls Name: Pee Dee Realtor Association
Mls ID: #2600231