445 Fordham PlRoselleIL60172
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 445 Fordham Pl, Roselle, IL, 60172 in Roselle speaks for itself: 11.02% gross on a $367,000 price, generating $3,370/mo in rent and $824/mo in net income after the $1,650/mo debt service. DSCR 2.04, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,888 stacks alongside $101,395 in projected five-year appreciation and $3,380/yr in principal reduction. Projected total cumulative return: $193,425.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.0% |
| Monthly Cash Flow | $824 | $300 |
City averages based on Roselle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,370 |
| Total Monthly Debt Service | $2,400 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60172, Roselle, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,809 (100%) |
| Owner Occupied HU | 7,549 (77.0%) |
| Renter Occupied HU | 1,954 (19.9%) |
| Vacant Housing Units | 306 ( 3.1%) |
| Median Home Value | $361,237 |
| Average Home Value | $412,711 |
Housing Distribution
Address Breakdown
Residential
9,717
Single Family
7,884
Multi-Family
1,833
Businesses
901
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60172, Roselle, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,809 (100%) |
| Owner Occupied HU | 7,549 (77.0%) |
| Renter Occupied HU | 1,954 (19.9%) |
| Vacant Housing Units | 306 ( 3.1%) |
| Median Home Value | $361,237 |
| Average Home Value | $412,711 |
Housing Distribution
Address Breakdown
Residential
9,717
Single Family
7,884
Multi-Family
1,833
Businesses
901
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices