445-447 Boyes BlvdSonomaCA95476
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 445-447 Boyes Blvd, Sonoma, CA, 95476 in Sonoma speaks for itself: 10.34% gross on a $849,000 price, generating $7,316/mo in rent and $2,064/mo in net income after the $3,818/mo debt service. DSCR 1.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $24,767 stacks alongside $234,563 in projected five-year appreciation and $7,819/yr in principal reduction. Projected total cumulative return: $454,721.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.0% |
| Monthly Cash Flow | $2,064 | $500 |
City averages based on Sonoma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,316 |
| Total Monthly Debt Service | $4,914 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1976
5,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95476, Sonoma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,507 (100%) |
| Owner Occupied HU | 9,082 (55.0%) |
| Renter Occupied HU | 5,536 (33.5%) |
| Vacant Housing Units | 1,889 (11.4%) |
| Median Home Value | $938,157 |
| Average Home Value | $1,126,483 |
Housing Distribution
Address Breakdown
Residential
15,506
Single Family
14,519
Multi-Family
987
Businesses
1,816
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1976
5,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95476, Sonoma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,507 (100%) |
| Owner Occupied HU | 9,082 (55.0%) |
| Renter Occupied HU | 5,536 (33.5%) |
| Vacant Housing Units | 1,889 (11.4%) |
| Median Home Value | $938,157 |
| Average Home Value | $1,126,483 |
Housing Distribution
Address Breakdown
Residential
15,506
Single Family
14,519
Multi-Family
987
Businesses
1,816
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Thomas R Buttner • Bay Area Modern Real Estate
Mls Name: BAREIS
Mls Provider:
Mls ID: #325003090
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.