4442 W Oldham DrFayettevilleAR72704
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 4442 W Oldham Dr, Fayetteville, AR, 72704 in Fayetteville at $549,900 earns $3,338/mo in rent and nets $33/mo after the $2,473/mo payment, a 7.29% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $151,927 over five years. Ziffy Mortgage underwrites this on a 1.35 DSCR without U.S. credit history. With $5,065/yr in principal paydown, total projected return reaches $210,153.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 5.8% |
| Monthly Cash Flow | $33 | $450 |
City averages based on Fayetteville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,338 |
| Total Monthly Debt Service | $3,087 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
10,402 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
10,402 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: ArkansasOne MLS
Mls ID: #1342616