4442 LordSan AntonioTX78220
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4442 Lord, San Antonio, TX, 78220 in San Antonio. Priced at $214,990, it generates $2,118/mo in gross rent and $589/mo in net monthly cash flow, a 11.82% yield that comfortably supports the 2.19 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,070. Five-year appreciation: $59,398. Equity from principal paydown: $1,980/yr. Total projected cumulative return: $120,301.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 5.8% |
| Monthly Cash Flow | $589 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,118 |
| Total Monthly Debt Service | $1,443 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78220, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,962 (100%) |
| Owner Occupied HU | 4,110 (51.6%) |
| Renter Occupied HU | 2,951 (37.1%) |
| Vacant Housing Units | 901 (11.3%) |
| Median Home Value | $125,641 |
| Average Home Value | $180,695 |
Housing Distribution
Address Breakdown
Residential
8,180
Single Family
7,041
Multi-Family
1,139
Businesses
680
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78220, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,962 (100%) |
| Owner Occupied HU | 4,110 (51.6%) |
| Renter Occupied HU | 2,951 (37.1%) |
| Vacant Housing Units | 901 (11.3%) |
| Median Home Value | $125,641 |
| Average Home Value | $180,695 |
Housing Distribution
Address Breakdown
Residential
8,180
Single Family
7,041
Multi-Family
1,139
Businesses
680
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: LERA MLS
Mls ID: #1918152