4441 Wehner RdDaytonOH45429
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 4441 Wehner Rd, Dayton, OH, 45429 in Dayton at $263,700 earns $1,859/mo in rent and nets $124/mo after the $1,186/mo payment, a 8.46% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $72,855 over five years. Ziffy Mortgage underwrites this on a 1.57 DSCR without U.S. credit history. With $2,429/yr in principal paydown, total projected return reaches $108,468.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 8.1% |
| Monthly Cash Flow | $124 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,859 |
| Total Monthly Debt Service | $1,630 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45429, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,961 (100%) |
| Owner Occupied HU | 8,381 (64.7%) |
| Renter Occupied HU | 3,882 (30.0%) |
| Vacant Housing Units | 698 ( 5.4%) |
| Median Home Value | $241,342 |
| Average Home Value | $277,949 |
Housing Distribution
Address Breakdown
Residential
12,671
Single Family
10,599
Multi-Family
2,072
Businesses
939
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45429, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,961 (100%) |
| Owner Occupied HU | 8,381 (64.7%) |
| Renter Occupied HU | 3,882 (30.0%) |
| Vacant Housing Units | 698 ( 5.4%) |
| Median Home Value | $241,342 |
| Average Home Value | $277,949 |
Housing Distribution
Address Breakdown
Residential
12,671
Single Family
10,599
Multi-Family
2,072
Businesses
939
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices