444 Whispering Pines Dr SPACE 79Scotts ValleyCA95066








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Scotts Valley at 444 Whispering Pines Dr SPACE 79, Scotts Valley, CA, 95066 uses $193,781 cash to close to unlock $20,222/yr annual cash flow and $1,685/mo monthly cash flow. Total monthly income runs $5,329/mo, and a $2,883/mo payment keeps the spread at $1,685/mo. Purchase price stands at $589,000, and rental yield measures 10.86% with $5,329/mo rent. Return on cash invested shows 30.5% in year one, and 5% annual appreciation builds toward $162,730 over five years. Five-year ROI reaches 159.6% and total cumulative return in cash records $309,266. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $5,329/mo property income covering a $2,883/mo payment rather than investor’s personal income.
Manufactured
Built in 2004
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95066, Scotts Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,285 (100%) |
| Owner Occupied HU | 4,359 (69.4%) |
| Renter Occupied HU | 1,492 (23.7%) |
| Vacant Housing Units | 434 ( 6.9%) |
| Median Home Value | $1,256,719 |
| Average Home Value | $1,286,710 |
Housing Distribution
Address Breakdown
Residential
6,074
Single Family
5,786
Multi-Family
288
Businesses
724
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Listed by: The Madani Team • Room Real Estate
Mls Name: MLSListings Inc
Mls ID: #ML82027366








