444 NE 117th AveVancouverWA98664
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play444 NE 117th Ave, Vancouver, WA, 98664 in Vancouver is priced for appreciation, not yield. Rental yield 5.76%. At $467,900 with a 5.76% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $129,272 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.07) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $140,614.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 5.2% |
| Monthly Cash Flow | $(566) | $850 |
City averages based on Vancouver market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,246 |
| Total Monthly Debt Service | $2,626 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98664, Vancouver, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,636 (100%) |
| Owner Occupied HU | 5,856 (55.1%) |
| Renter Occupied HU | 4,396 (41.3%) |
| Vacant Housing Units | 384 ( 3.6%) |
| Median Home Value | $553,282 |
| Average Home Value | $619,571 |
Housing Distribution
Address Breakdown
Residential
10,058
Single Family
8,798
Multi-Family
1,260
Businesses
199
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98664, Vancouver, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,636 (100%) |
| Owner Occupied HU | 5,856 (55.1%) |
| Renter Occupied HU | 4,396 (41.3%) |
| Vacant Housing Units | 384 ( 3.6%) |
| Median Home Value | $553,282 |
| Average Home Value | $619,571 |
Housing Distribution
Address Breakdown
Residential
10,058
Single Family
8,798
Multi-Family
1,260
Businesses
199
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Annie Lutskov • Modern Realty, LLC
Mls Name: RMLS (OR)
Mls ID: #265882671