444 Clinton StElmoreOH43416
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 444 Clinton St, Elmore, OH, 43416 in Elmore worth modelling. At $169,000 with a 9.27% gross yield, the $1,306/mo rent leaves $194/mo after the $760/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.72 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $46,692 by year five; $1,557/yr in principal reduction adds further equity. Total projected return: $76,903.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $194 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,306 |
| Total Monthly Debt Service | $1,044 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43416, Elmore, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,227 (100%) |
| Owner Occupied HU | 945 (77.0%) |
| Renter Occupied HU | 198 (16.1%) |
| Vacant Housing Units | 84 ( 6.8%) |
| Median Home Value | $193,555 |
| Average Home Value | $230,333 |
Housing Distribution
Address Breakdown
Residential
1,052
Single Family
992
Multi-Family
60
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43416, Elmore, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,227 (100%) |
| Owner Occupied HU | 945 (77.0%) |
| Renter Occupied HU | 198 (16.1%) |
| Vacant Housing Units | 84 ( 6.8%) |
| Median Home Value | $193,555 |
| Average Home Value | $230,333 |
Housing Distribution
Address Breakdown
Residential
1,052
Single Family
992
Multi-Family
60
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices