4439 Piedmont WayBagdadFL32583



INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 4439 Piedmont Way, Bagdad, FL, 32583 in Bagdad offers a clean, manageable entry. Rental yield 7.92%. DSCR 1.47 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $79,293 in additional property value over five years, with $2,643/yr in principal equity building ownership stake. Total projected cumulative return: $107,635.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 7.0% |
| Monthly Cash Flow | $(28) | $300 |
City averages based on Bagdad market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,894 |
| Total Monthly Debt Service | $1,808 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
N/A lot
$N/A/sqft
$215 annually HOA



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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2019
N/A lot
$N/A/sqft
$215 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Bruce Baker • RE/MAX INFINITY
Mls Name: PAR
Mls Provider:
Mls ID: #663346
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