4438 Red Oak Ln #GEZellwoodFL32798
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 4438 Red Oak Ln #GE, Zellwood, FL, 32798 in Zellwood hard to pass up. The 23.34% gross yield on a $135,000 purchase results in $2,626/mo in rent and $1,315/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (4.33). Annual cash flow of $15,777, five-year appreciation of $37,298, and $1,243/yr in equity build-up combine for a projected total cumulative return of $137,882.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.3% | 6.5% |
| Monthly Cash Flow | $1,315 | $400 |
City averages based on Zellwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,626 |
| Total Monthly Debt Service | $1,257 |
| DSCR Ratio | 2.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1975
6,153 sqft lot
$N/A/sqft
$415 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32798, Zellwood, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,674 (100%) |
| Owner Occupied HU | 1,415 (84.5%) |
| Renter Occupied HU | 120 ( 7.2%) |
| Vacant Housing Units | 139 ( 8.3%) |
| Median Home Value | $236,705 |
| Average Home Value | $407,212 |
Housing Distribution
Address Breakdown
Residential
1,630
Single Family
485
Multi-Family
1,145
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1975
6,153 sqft lot
$N/A/sqft
$415 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32798, Zellwood, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,674 (100%) |
| Owner Occupied HU | 1,415 (84.5%) |
| Renter Occupied HU | 120 ( 7.2%) |
| Vacant Housing Units | 139 ( 8.3%) |
| Median Home Value | $236,705 |
| Average Home Value | $407,212 |
Housing Distribution
Address Breakdown
Residential
1,630
Single Family
485
Multi-Family
1,145
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices