443 Rusho LnBlanchardID83804
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 443 Rusho Ln, Blanchard, ID, 83804 in Blanchard worth modelling. At $350,000 with a 7.46% gross yield, the $2,174/mo rent leaves $161/mo after the $1,574/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.38 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $96,699 by year five; $3,224/yr in principal reduction adds further equity. Total projected return: $142,387.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $161 | $1,200 |
City averages based on Blanchard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,174 |
| Total Monthly Debt Service | $1,874 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
1.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83804, Blanchard, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 980 (100%) |
| Owner Occupied HU | 633 (64.6%) |
| Renter Occupied HU | 96 ( 9.8%) |
| Vacant Housing Units | 251 (25.6%) |
| Median Home Value | $510,071 |
| Average Home Value | $524,558 |
Housing Distribution
Address Breakdown
Residential
709
Single Family
653
Multi-Family
56
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
1.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83804, Blanchard, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 980 (100%) |
| Owner Occupied HU | 633 (64.6%) |
| Renter Occupied HU | 96 ( 9.8%) |
| Vacant Housing Units | 251 (25.6%) |
| Median Home Value | $510,071 |
| Average Home Value | $524,558 |
Housing Distribution
Address Breakdown
Residential
709
Single Family
653
Multi-Family
56
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Sadewic • Century 21 Riverstone
Mls Name: SELMLS
Mls Provider:
Mls ID: #20250078
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.