443 6th StNorthumberlandPA17857
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 443 6th St, Northumberland, PA, 17857 in Northumberland: $1,452/mo in rent, $371/mo in net income, 10.56% gross yield, 1.96 DSCR, all at $165,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $45,586 in appreciation and $1,520/yr in principal paydown projects total cumulative return of $86,714.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $371 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,452 |
| Total Monthly Debt Service | $1,016 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17857, Northumberland, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,542 (100%) |
| Owner Occupied HU | 2,427 (68.5%) |
| Renter Occupied HU | 816 (23.0%) |
| Vacant Housing Units | 299 ( 8.4%) |
| Median Home Value | $250,144 |
| Average Home Value | $260,433 |
Housing Distribution
Address Breakdown
Residential
3,438
Single Family
3,280
Multi-Family
158
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17857, Northumberland, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,542 (100%) |
| Owner Occupied HU | 2,427 (68.5%) |
| Renter Occupied HU | 816 (23.0%) |
| Vacant Housing Units | 299 ( 8.4%) |
| Median Home Value | $250,144 |
| Average Home Value | $260,433 |
Housing Distribution
Address Breakdown
Residential
3,438
Single Family
3,280
Multi-Family
158
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A