4429 La Joya DrGuadalupeCA93434








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $3,381/mo, and a $3,118/mo payment. Purchase price stands at $637,000, and rental yield measures 6.37% with $3,381/mo rent. Return on cash invested shows 16.85% in year one, and 5% annual appreciation builds toward $175,991 over five years. Five-year ROI reaches 86.44% and total cumulative return in cash records $181,164. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,381/mo property income covering a $3,118/mo payment rather than investor’s personal income.
Single Family
Built in 2019
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93434, Guadalupe, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,223 (100%) |
| Owner Occupied HU | 1,206 (54.3%) |
| Renter Occupied HU | 944 (42.5%) |
| Vacant Housing Units | 73 ( 3.3%) |
| Median Home Value | $485,441 |
| Average Home Value | $472,328 |
Housing Distribution
Address Breakdown
Residential
2,301
Single Family
2,273
Multi-Family
28
Businesses
222
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Listed by: Kristina Kidwell • San Luis Bay Realty
Mls Name: North Santa Barbara County MLS
Mls ID: #25001227







