4428 Spencer StTorranceCA90503








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Torrance at 4428 Spencer St, Torrance, CA, 90503 listed at $899,000 pairs $4,421/mo rent with a $4,400/mo payment. Total monthly income runs $4,421/mo. Return on cash invested measures 15.43% in year one, and rental yield registers 5.9% at a $899,000 basis. Equity gained on principal adds $5,801/yr, and annual property appreciation at 5% supports $248,377 by year five. Five-year ROI tracks 78.81% and total cumulative return in cash totals $233,086. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $4,421/mo property income relative to a $4,400/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Townhouse
Built in 1984
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90503, Torrance, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,386 (100%) |
| Owner Occupied HU | 8,948 (48.7%) |
| Renter Occupied HU | 8,776 (47.7%) |
| Vacant Housing Units | 662 ( 3.6%) |
| Median Home Value | $1,016,792 |
| Average Home Value | $1,090,130 |
Housing Distribution
Address Breakdown
Residential
17,694
Single Family
9,006
Multi-Family
8,688
Businesses
1,947
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Listed by: Becky Park • Peninsula Realty, Inc.
Mls Name: CRMLS
Mls ID: #SB26012792








