4426 Finley AveLos AngelesCA90027
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 4426 Finley Ave, Los Angeles, CA, 90027 in Los Angeles at $1,515,000, 3.85% gross yield, is a market-growth asset. Rental yield 3.85%. The $4,865/mo rent partially funds the $6,812/mo debt service; the core return is the 5%/yr price growth projected to add $418,567 over five years. Ziffy Mortgage's DSCR mortgage (0.71) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $284,474.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 4.1% |
| Monthly Cash Flow | $(4,507) | $1,850 |
City averages based on Los Angeles market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,865 |
| Total Monthly Debt Service | $8,769 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1951
6,690 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90027, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,481 (100%) |
| Owner Occupied HU | 4,263 (17.4%) |
| Renter Occupied HU | 18,646 (76.2%) |
| Vacant Housing Units | 1,572 ( 6.4%) |
| Median Home Value | $1,640,148 |
| Average Home Value | $1,595,193 |
Housing Distribution
Address Breakdown
Residential
23,675
Single Family
8,255
Multi-Family
15,420
Businesses
1,258
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1951
6,690 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90027, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,481 (100%) |
| Owner Occupied HU | 4,263 (17.4%) |
| Renter Occupied HU | 18,646 (76.2%) |
| Vacant Housing Units | 1,572 ( 6.4%) |
| Median Home Value | $1,640,148 |
| Average Home Value | $1,595,193 |
Housing Distribution
Address Breakdown
Residential
23,675
Single Family
8,255
Multi-Family
15,420
Businesses
1,258
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Garry Scoby • Berkshire Hathaway HomeServices California Properties
Mls Name: CLAW
Mls ID: #25565459