4425 Allentown StSan AntonioTX78238
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 4425 Allentown St, San Antonio, TX, 78238 in San Antonio, $175,000, 9.41% gross yield, $128/mo net income. Consider it a market-entry position, the $1,372/mo rent covers the $787/mo payment with a margin, and 5%/yr appreciation is projected to add $48,349 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.74) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $75,309.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.8% |
| Monthly Cash Flow | $128 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,372 |
| Total Monthly Debt Service | $1,175 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1982
2,038 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78238, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,867 (100%) |
| Owner Occupied HU | 4,611 (38.9%) |
| Renter Occupied HU | 6,045 (50.9%) |
| Vacant Housing Units | 1,211 (10.2%) |
| Median Home Value | $247,054 |
| Average Home Value | $279,236 |
Housing Distribution
Address Breakdown
Residential
11,400
Single Family
6,405
Multi-Family
4,995
Businesses
1,587
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1982
2,038 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78238, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,867 (100%) |
| Owner Occupied HU | 4,611 (38.9%) |
| Renter Occupied HU | 6,045 (50.9%) |
| Vacant Housing Units | 1,211 (10.2%) |
| Median Home Value | $247,054 |
| Average Home Value | $279,236 |
Housing Distribution
Address Breakdown
Residential
11,400
Single Family
6,405
Multi-Family
4,995
Businesses
1,587
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Josiah Wilson • eXp Realty, LLC
Mls Name: Unlock MLS
Mls ID: #2365497