4421 S Miller RdSpringdaleAR72762
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.61% yield at 4421 S Miller Rd, Springdale, AR, 72762 in Springdale is solid, but the $1,475/mo payment compresses net cash flow to $83/mo at $328,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $90,620 by year five, and $3,021/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.41) without U.S. income documentation. Total projected return: $129,595.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.6% |
| Monthly Cash Flow | $83 | $850 |
City averages based on Springdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,080 |
| Total Monthly Debt Service | $1,866 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
6,969 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72762, Springdale, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,292 (100%) |
| Owner Occupied HU | 11,552 (63.2%) |
| Renter Occupied HU | 5,784 (31.6%) |
| Vacant Housing Units | 956 ( 5.2%) |
| Median Home Value | $358,929 |
| Average Home Value | $419,906 |
Housing Distribution
Address Breakdown
Residential
17,961
Single Family
16,454
Multi-Family
1,507
Businesses
1,168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
6,969 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72762, Springdale, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,292 (100%) |
| Owner Occupied HU | 11,552 (63.2%) |
| Renter Occupied HU | 5,784 (31.6%) |
| Vacant Housing Units | 956 ( 5.2%) |
| Median Home Value | $358,929 |
| Average Home Value | $419,906 |
Housing Distribution
Address Breakdown
Residential
17,961
Single Family
16,454
Multi-Family
1,507
Businesses
1,168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Olivia Fryer • Gibson Real Estate
Mls Name: NABOR AR
Mls Provider:
Mls ID: #1288625
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.