4418 Leafview WayGillsvilleGA30543
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 4418 Leafview Way, Gillsville, GA, 30543 in Gillsville at $315,000 earns $2,005/mo in rent and nets $88/mo after the $1,416/mo payment, a 7.64% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $87,029 over five years. Ziffy Mortgage underwrites this on a 1.42 DSCR without U.S. credit history. With $2,901/yr in principal paydown, total projected return reaches $125,002.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 9.0% |
| Monthly Cash Flow | $88 | $1,200 |
City averages based on Gillsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,005 |
| Total Monthly Debt Service | $1,792 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30543, Gillsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,727 (100%) |
| Owner Occupied HU | 1,330 (77.0%) |
| Renter Occupied HU | 305 (17.7%) |
| Vacant Housing Units | 92 ( 5.3%) |
| Median Home Value | $343,812 |
| Average Home Value | $408,380 |
Housing Distribution
Address Breakdown
Residential
1,683
Single Family
1,683
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30543, Gillsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,727 (100%) |
| Owner Occupied HU | 1,330 (77.0%) |
| Renter Occupied HU | 305 (17.7%) |
| Vacant Housing Units | 92 ( 5.3%) |
| Median Home Value | $343,812 |
| Average Home Value | $408,380 |
Housing Distribution
Address Breakdown
Residential
1,683
Single Family
1,683
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Guillermo Romero • The Norton Agency
Mls Name: FMLS GA
Mls ID: #7679432