4416 Spur St, North Charleston, SC, 29405 | $616/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in North Charleston at 4416 Spur St, North Charleston, SC, 29405 offers a 9.83% rental yield on a $285,000 purchase with $2,334/mo rent. Total monthly income registers $2,334/mo, and a $1,395/mo payment leaves $616/mo available for distribution. Annual cash flow reaches $7,398/yr on $94,478 to close, and return on cash invested stands at 27.74% in year one. Equity gained on principal adds $1,839/yr while 5% annual appreciation supports $78,740 over five years. Portfolio math shows five-year ROI at 144.64% and total cumulative return in cash at $136,650. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,334/mo property income against a $1,395/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1966

8,712 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 29405, North Charleston, SC area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,837 (100%)
Owner Occupied HU	5,520 (39.9%)
Renter Occupied HU	6,429 (46.5%)
Vacant Housing Units	1,888 (13.6%)
Median Home Value	$338,105
Average Home Value	$374,748