4415 SW 52nd Cir APT 103OcalaFL34474
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 4415 SW 52nd Cir APT 103, Ocala, FL, 34474 in Ocala is narrow, $164/mo net on $1,998/mo rent after the $987/mo debt service, but the property operates at break-even-plus, not a loss. At $219,500 with a 10.92% yield, the long-run equity case via 5% appreciation ($60,644 over five years) and $2,022/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 2.02 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $118,506.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 8.2% |
| Monthly Cash Flow | $164 | $425 |
City averages based on Ocala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,998 |
| Total Monthly Debt Service | $1,369 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2008
1,654 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34474, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,721 (100%) |
| Owner Occupied HU | 4,313 (40.2%) |
| Renter Occupied HU | 5,168 (48.2%) |
| Vacant Housing Units | 1,240 (11.6%) |
| Median Home Value | $318,163 |
| Average Home Value | $373,186 |
Housing Distribution
Address Breakdown
Residential
9,194
Single Family
6,185
Multi-Family
3,009
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2008
1,654 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34474, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,721 (100%) |
| Owner Occupied HU | 4,313 (40.2%) |
| Renter Occupied HU | 5,168 (48.2%) |
| Vacant Housing Units | 1,240 (11.6%) |
| Median Home Value | $318,163 |
| Average Home Value | $373,186 |
Housing Distribution
Address Breakdown
Residential
9,194
Single Family
6,185
Multi-Family
3,009
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices