441 Highland AveBurr OakMI49030
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.15% yield at 441 Highland Ave, Burr Oak, MI, 49030 in Burr Oak is solid, but the $749/mo payment compresses net cash flow to $163/mo at $158,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $43,652 by year five, and $1,325/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.61) without U.S. income documentation. Total projected return: $67,747.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $163 | $350 |
City averages based on Burr Oak market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,205 |
| Total Monthly Debt Service | $1,018 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49030, Burr Oak, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,104 (100%) |
| Owner Occupied HU | 789 (71.5%) |
| Renter Occupied HU | 151 (13.7%) |
| Vacant Housing Units | 164 (14.9%) |
| Median Home Value | $166,506 |
| Average Home Value | $230,393 |
Housing Distribution
Address Breakdown
Residential
906
Single Family
906
Multi-Family
0
Businesses
36
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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