441 E Indianola AveYoungstownOH44507
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Youngstown rentals match the income profile of 441 E Indianola Ave, Youngstown, OH, 44507. Listed at $118,900, gross rent is $1,738/mo and net cash flow is $956/mo, a 17.54% yield well above national averages. DSCR 3.25 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $32,850 by year five with $1,095/yr in annual principal reduction, projecting $106,784 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.5% | 9.2% |
| Monthly Cash Flow | $956 | $450 |
City averages based on Youngstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,738 |
| Total Monthly Debt Service | $735 |
| DSCR Ratio | 2.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
7,187 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44507, Youngstown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,107 (100%) |
| Owner Occupied HU | 779 (37.0%) |
| Renter Occupied HU | 977 (46.4%) |
| Vacant Housing Units | 351 (16.7%) |
| Median Home Value | $25,417 |
| Average Home Value | $71,463 |
Housing Distribution
Address Breakdown
Residential
1,753
Single Family
1,568
Multi-Family
185
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1928
7,187 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44507, Youngstown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,107 (100%) |
| Owner Occupied HU | 779 (37.0%) |
| Renter Occupied HU | 977 (46.4%) |
| Vacant Housing Units | 351 (16.7%) |
| Median Home Value | $25,417 |
| Average Home Value | $71,463 |
Housing Distribution
Address Breakdown
Residential
1,753
Single Family
1,568
Multi-Family
185
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robert J O'Bryant • Berkshire Hathaway HomeServices Stouffer Realty
Mls Name: MLS Now
Mls ID: #5147553