441 Claybourne RdRochesterNY14618
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 441 Claybourne Rd, Rochester, NY, 14618 in Rochester speaks for itself: 11.64% gross on a $474,900 price, generating $4,606/mo in rent and $1,434/mo in net income after the $2,135/mo debt service. DSCR 2.16, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,212 stacks alongside $131,206 in projected five-year appreciation and $4,374/yr in principal reduction. Projected total cumulative return: $273,473.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $1,434 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,606 |
| Total Monthly Debt Service | $2,982 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1933
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14618, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,206 (100%) |
| Owner Occupied HU | 6,368 (69.2%) |
| Renter Occupied HU | 2,407 (26.1%) |
| Vacant Housing Units | 431 ( 4.7%) |
| Median Home Value | $325,327 |
| Average Home Value | $373,315 |
Housing Distribution
Address Breakdown
Residential
9,086
Single Family
7,462
Multi-Family
1,624
Businesses
1,149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1933
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14618, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,206 (100%) |
| Owner Occupied HU | 6,368 (69.2%) |
| Renter Occupied HU | 2,407 (26.1%) |
| Vacant Housing Units | 431 ( 4.7%) |
| Median Home Value | $325,327 |
| Average Home Value | $373,315 |
Housing Distribution
Address Breakdown
Residential
9,086
Single Family
7,462
Multi-Family
1,624
Businesses
1,149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices