441 5th St, Scotland, SD, 57059 | $462/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Scotland at 441 5th St, Scotland, SD, 57059 with 5% annual appreciation on a $195,000 basis while $1,694/mo rent supports operations. Total monthly income totals $1,694/mo and a $954/mo payment preserves $462/mo for cash returns. Annual cash flow comes to $5,545/yr on $64,643 deployed, and return on cash invested reaches 28.49% in year one. Equity gained on principal adds $1,258/yr, and five-year appreciation sums $53,875 alongside rental yield of 10.42%. Five-year ROI measures 149.08% and total cumulative return in cash totals $96,370.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,694/mo property income versus a $954/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1906

0.32 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 57059, Scotland, SD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	672 (100%)
Owner Occupied HU	447 (66.5%)
Renter Occupied HU	111 (16.5%)
Vacant Housing Units	114 (17.0%)
Median Home Value	$153,423
Average Home Value	$191,963