4408 Redstart LnRocklinCA95677
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 4408 Redstart Ln, Rocklin, CA, 95677 in Rocklin. Rental yield 5.78%. At $639,950 with 5.78% gross yield, current distributions are modest, but the 5% appreciation rate projects $176,806 in new equity by year five, complemented by $5,894/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.07) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $167,135.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.0% |
| Monthly Cash Flow | $(1,194) | $1,200 |
City averages based on Rocklin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,080 |
| Total Monthly Debt Service | $4,020 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
3,232 sqft lot
$N/A/sqft
$143 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95677, Rocklin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,885 (100%) |
| Owner Occupied HU | 7,676 (64.6%) |
| Renter Occupied HU | 3,614 (30.4%) |
| Vacant Housing Units | 595 ( 5.0%) |
| Median Home Value | $674,372 |
| Average Home Value | $721,423 |
Housing Distribution
Address Breakdown
Residential
11,244
Single Family
9,287
Multi-Family
1,957
Businesses
1,384
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
3,232 sqft lot
$N/A/sqft
$143 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95677, Rocklin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,885 (100%) |
| Owner Occupied HU | 7,676 (64.6%) |
| Renter Occupied HU | 3,614 (30.4%) |
| Vacant Housing Units | 595 ( 5.0%) |
| Median Home Value | $674,372 |
| Average Home Value | $721,423 |
Housing Distribution
Address Breakdown
Residential
11,244
Single Family
9,287
Multi-Family
1,957
Businesses
1,384
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Keusder Homes
Mls Name: Keusder Homes
Mls ID: #N/A