440 N Central AveStocktonCA95204
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Stockton at 440 N Central Ave, Stockton, CA, 95204 with 5% annual appreciation on a $430,000 basis while $2,736/mo rent supports operations. 88% in year one. Equity gained on principal adds $2,775/yr, and five-year appreciation sums $118,801 alongside rental yield of 7.64%. Five-year ROI measures 102.93% and total cumulative return in cash totals $146,727. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,736/mo property income versus a $2,105/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1921
5,001 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95204, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,023 (100%) |
| Owner Occupied HU | 6,377 (53.0%) |
| Renter Occupied HU | 5,013 (41.7%) |
| Vacant Housing Units | 633 ( 5.3%) |
| Median Home Value | $435,196 |
| Average Home Value | $536,909 |
Housing Distribution
Address Breakdown
Residential
11,631
Single Family
10,092
Multi-Family
1,539
Businesses
730
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Listed by: Gina Brashears • Realty One Group Complete
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224116498
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.