440 E Walnut LnPhiladelphiaPA19144
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow440 E Walnut Ln, Philadelphia, PA, 19144 in Philadelphia earns its strong cash-flow label: 10.41% yield, $4,184/mo rent, $1,023/mo net income, DSCR 1.93. The $482,500 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $133,306 by year five. Combined with $4,444/yr in principal paydown, total projected return reaches $249,472.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.8% |
| Monthly Cash Flow | $1,023 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,184 |
| Total Monthly Debt Service | $2,970 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
2,607 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19144, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,184 (100%) |
| Owner Occupied HU | 7,121 (32.1%) |
| Renter Occupied HU | 12,307 (55.5%) |
| Vacant Housing Units | 2,756 (12.4%) |
| Median Home Value | $281,385 |
| Average Home Value | $322,811 |
Housing Distribution
Address Breakdown
Residential
21,240
Single Family
12,901
Multi-Family
8,339
Businesses
1,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
2,607 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19144, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,184 (100%) |
| Owner Occupied HU | 7,121 (32.1%) |
| Renter Occupied HU | 12,307 (55.5%) |
| Vacant Housing Units | 2,756 (12.4%) |
| Median Home Value | $281,385 |
| Average Home Value | $322,811 |
Housing Distribution
Address Breakdown
Residential
21,240
Single Family
12,901
Multi-Family
8,339
Businesses
1,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAPH2568452