44 Roosevelt DrEast DubuqueIL61025
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 44 Roosevelt Dr, East Dubuque, IL, 61025 in East Dubuque deserves attention. This $395,000 property earns $3,497/mo in rent, a 10.62% gross yield, and nets $757/mo after the $1,776/mo payment. DSCR 1.97 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $109,131 compounds alongside $3,638/yr in yearly equity build, for a total cumulative return of $199,812.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 8.0% |
| Monthly Cash Flow | $757 | $300 |
City averages based on East Dubuque market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,497 |
| Total Monthly Debt Service | $2,583 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61025, East Dubuque, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,170 (100%) |
| Owner Occupied HU | 1,644 (75.8%) |
| Renter Occupied HU | 313 (14.4%) |
| Vacant Housing Units | 213 ( 9.8%) |
| Median Home Value | $239,955 |
| Average Home Value | $251,852 |
Housing Distribution
Address Breakdown
Residential
1,975
Single Family
1,914
Multi-Family
61
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61025, East Dubuque, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,170 (100%) |
| Owner Occupied HU | 1,644 (75.8%) |
| Renter Occupied HU | 313 (14.4%) |
| Vacant Housing Units | 213 ( 9.8%) |
| Median Home Value | $239,955 |
| Average Home Value | $251,852 |
Housing Distribution
Address Breakdown
Residential
1,975
Single Family
1,914
Multi-Family
61
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: RYAN ANGLESE • Ruhl & Ruhl Realtors
Mls Name: NorthWest Illinois Alliance of REALTORS
Mls Provider:
Mls ID: #202503306
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.