44 Pine AveMount HermonCA95041
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Mount Hermon at 44 Pine Ave, Mount Hermon, CA, 95041 projects strong ROI of 9.74%. Rental yield 3.78%. With 5% annual appreciation, the property builds $649,262 in value over five years. Equity growth combined delivers a projected five-year ROI of 65%, translating into $431,491 in total cumulative return on $663,875 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 6.0% |
| Monthly Cash Flow | $(7,142) | $300 |
City averages based on Mount Hermon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,396 |
| Total Monthly Debt Service | $13,602 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95041, Mount Hermon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 143 (100%) |
| Owner Occupied HU | 76 (53.1%) |
| Renter Occupied HU | 44 (30.8%) |
| Vacant Housing Units | 23 (16.1%) |
| Median Home Value | $950,000 |
| Average Home Value | $984,868 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95041, Mount Hermon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 143 (100%) |
| Owner Occupied HU | 76 (53.1%) |
| Renter Occupied HU | 44 (30.8%) |
| Vacant Housing Units | 23 (16.1%) |
| Median Home Value | $950,000 |
| Average Home Value | $984,868 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSListings Inc
Mls ID: #ML82038986