44 James StHolyokeMA01040







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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Holyoke at 44 James St, Holyoke, MA, 01040 uses $82,850 cash to close to unlock $916/yr annual cash flow and $76/mo monthly cash flow. Total monthly income runs $1,709/mo, and a $1,223/mo payment keeps the spread at $76/mo. Purchase price stands at $249,925, and rental yield measures 8.21% with $1,709/mo rent. Return on cash invested shows 21.01% in year one, and 5% annual appreciation builds toward $69,050 over five years. Five-year ROI reaches 109.27% and total cumulative return in cash records $90,526. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,709/mo property income covering a $1,223/mo payment rather than investor’s personal income.
Multi Family
Built in 1930
6,251 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01040, Holyoke, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,038 (100%) |
| Owner Occupied HU | 6,491 (38.1%) |
| Renter Occupied HU | 9,211 (54.1%) |
| Vacant Housing Units | 1,336 ( 7.8%) |
| Median Home Value | $316,021 |
| Average Home Value | $346,037 |
Housing Distribution
Address Breakdown
Residential
15,801
Single Family
11,173
Multi-Family
4,628
Businesses
1,214
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Listed by: Jayson Kemp • Five Stars Realty LLC
Mls Name: MLS PIN
Mls ID: #73373081
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