44 Elm StreetSchenectadyNY12304








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Schenectady at 44 Elm Street, Schenectady, NY, 12304 at $299,800 posts ROI 12.84% with from $1,416/mo rent. Total monthly income equals $1,416/mo. Return on cash invested measures 12.84% and rental yield reads 5.67% at the current $299,800. Equity gained on principal adds $1,935/yr, and 5% annual appreciation supports $82,829 by year five. Five-year ROI prints 65.6% and total cumulative return in cash totals $65,193. You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,416/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Multi Family
Built in 1920
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12304, Schenectady, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,827 (100%) |
| Owner Occupied HU | 5,220 (53.1%) |
| Renter Occupied HU | 4,011 (40.8%) |
| Vacant Housing Units | 596 ( 6.1%) |
| Median Home Value | $214,106 |
| Average Home Value | $258,404 |
Housing Distribution
Address Breakdown
Residential
8,914
Single Family
8,353
Multi-Family
561
Businesses
558
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Nearby investment properties with comparable prices



Listed by: Daniel Grebert • Gucciardo Real Estate LLC
Mls Name: Global MLS
Mls ID: #202530892








