44-104 Ikeanani Dr APT 313KaneoheHI96744
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 44-104 Ikeanani Dr APT 313, Kaneohe, HI, 96744 in Kaneohe: $4,130/mo in rent, $814/mo in net income, 8.7% gross yield, 1.61 DSCR, all at $570,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $157,480 in appreciation and $5,250/yr in principal paydown projects total cumulative return of $221,217.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 3.8% |
| Monthly Cash Flow | $814 | $2,100 |
City averages based on Kaneohe market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,130 |
| Total Monthly Debt Service | $3,863 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1990
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96744, Kaneohe, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,675 (100%) |
| Owner Occupied HU | 13,403 (68.1%) |
| Renter Occupied HU | 5,119 (26.0%) |
| Vacant Housing Units | 1,153 ( 5.9%) |
| Median Home Value | $1,201,508 |
| Average Home Value | $1,251,566 |
Housing Distribution
Address Breakdown
Residential
17,024
Single Family
14,215
Multi-Family
2,809
Businesses
1,331
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1990
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96744, Kaneohe, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,675 (100%) |
| Owner Occupied HU | 13,403 (68.1%) |
| Renter Occupied HU | 5,119 (26.0%) |
| Vacant Housing Units | 1,153 ( 5.9%) |
| Median Home Value | $1,201,508 |
| Average Home Value | $1,251,566 |
Housing Distribution
Address Breakdown
Residential
17,024
Single Family
14,215
Multi-Family
2,809
Businesses
1,331
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Yuka Kobayashi • Crossover Realty Hawaii LLC
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202418213
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-02-23 02:48:56 PST. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd