43W542 Thornapple Tree RdSugar GroveIL60554
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 43W542 Thornapple Tree Rd, Sugar Grove, IL, 60554 in Sugar Grove is a conservative rental investment at $474,500. Rental yield 7.6%. A 1.41 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $131,096; $4,370/yr in principal paydown supplements. Total projected return: $163,061.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 7.5% |
| Monthly Cash Flow | $(286) | $300 |
City averages based on Sugar Grove market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,005 |
| Total Monthly Debt Service | $3,102 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
1.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60554, Sugar Grove, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,571 (100%) |
| Owner Occupied HU | 4,041 (88.4%) |
| Renter Occupied HU | 380 ( 8.3%) |
| Vacant Housing Units | 150 ( 3.3%) |
| Median Home Value | $403,459 |
| Average Home Value | $423,726 |
Housing Distribution
Address Breakdown
Residential
4,619
Single Family
4,537
Multi-Family
82
Businesses
351
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
1.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60554, Sugar Grove, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,571 (100%) |
| Owner Occupied HU | 4,041 (88.4%) |
| Renter Occupied HU | 380 ( 8.3%) |
| Vacant Housing Units | 150 ( 3.3%) |
| Median Home Value | $403,459 |
| Average Home Value | $423,726 |
Housing Distribution
Address Breakdown
Residential
4,619
Single Family
4,537
Multi-Family
82
Businesses
351
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Julie Goodyear • @properties Christie's International Real Estate
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12410625