4399 W Timber Ridge DrHulbertOK74441
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4399 W Timber Ridge Dr, Hulbert, OK, 74441 in Hulbert. Priced at $205,000, it generates $2,280/mo in gross rent and $971/mo in net monthly cash flow, a 13.35% yield that comfortably supports the 2.47 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,650. Five-year appreciation: $56,638. Equity from principal paydown: $1,888/yr. Total projected cumulative return: $140,409.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 6.2% |
| Monthly Cash Flow | $971 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,280 |
| Total Monthly Debt Service | $1,228 |
| DSCR Ratio | 1.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
1.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74441, Hulbert, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,515 (100%) |
| Owner Occupied HU | 1,721 (68.4%) |
| Renter Occupied HU | 408 (16.2%) |
| Vacant Housing Units | 386 (15.3%) |
| Median Home Value | $169,483 |
| Average Home Value | $217,503 |
Housing Distribution
Address Breakdown
Residential
2,243
Single Family
2,243
Multi-Family
0
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
1.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74441, Hulbert, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,515 (100%) |
| Owner Occupied HU | 1,721 (68.4%) |
| Renter Occupied HU | 408 (16.2%) |
| Vacant Housing Units | 386 (15.3%) |
| Median Home Value | $169,483 |
| Average Home Value | $217,503 |
Housing Distribution
Address Breakdown
Residential
2,243
Single Family
2,243
Multi-Family
0
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices