439 Josephine StDallasTX75246
INVESTMENT ANALYSIS
Investment Verdict
Solid Income439 Josephine St, Dallas, TX, 75246 in Dallas carries a 1.53 coverage ratio, rent of $2,748/mo is 1.53 times the $1,798/mo payment. Rental yield 8.25%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $399,900 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $110,485; total projected cumulative return: $144,709.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.5% |
| Monthly Cash Flow | $(136) | $450 |
City averages based on Dallas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,748 |
| Total Monthly Debt Service | $2,725 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1985
2,570 sqft lot
$N/A/sqft
$40 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75246, Dallas, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,105 (100%) |
| Owner Occupied HU | 211 (19.1%) |
| Renter Occupied HU | 729 (66.0%) |
| Vacant Housing Units | 165 (14.9%) |
| Median Home Value | $588,964 |
| Average Home Value | $620,794 |
Housing Distribution
Address Breakdown
Residential
1,509
Single Family
543
Multi-Family
966
Businesses
334
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1985
2,570 sqft lot
$N/A/sqft
$40 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75246, Dallas, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,105 (100%) |
| Owner Occupied HU | 211 (19.1%) |
| Renter Occupied HU | 729 (66.0%) |
| Vacant Housing Units | 165 (14.9%) |
| Median Home Value | $588,964 |
| Average Home Value | $620,794 |
Housing Distribution
Address Breakdown
Residential
1,509
Single Family
543
Multi-Family
966
Businesses
334
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nenita Emerson • Citiwide Properties Corp.
Mls Name: NTREIS
Mls ID: #20908113
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.