439 E 7th StMoscowID83843
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 439 E 7th St, Moscow, ID, 83843 in Moscow aligned with their strategy. Rental yield 6.39%. DSCR 1.16 and 6.39% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $4,412/yr in paydown build toward a projected cumulative return of $164,851.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 6.0% |
| Monthly Cash Flow | $(204) | $300 |
City averages based on Moscow market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,509 |
| Total Monthly Debt Service | $2,565 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
10,497 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83843, Moscow, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,080 (100%) |
| Owner Occupied HU | 5,751 (44.0%) |
| Renter Occupied HU | 6,627 (50.7%) |
| Vacant Housing Units | 702 ( 5.4%) |
| Median Home Value | $397,881 |
| Average Home Value | $452,171 |
Housing Distribution
Address Breakdown
Residential
12,186
Single Family
10,164
Multi-Family
2,022
Businesses
1,157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
10,497 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83843, Moscow, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,080 (100%) |
| Owner Occupied HU | 5,751 (44.0%) |
| Renter Occupied HU | 6,627 (50.7%) |
| Vacant Housing Units | 702 ( 5.4%) |
| Median Home Value | $397,881 |
| Average Home Value | $452,171 |
Housing Distribution
Address Breakdown
Residential
12,186
Single Family
10,164
Multi-Family
2,022
Businesses
1,157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angela Foisy • Latah Realty, LLC
Mls Name: IMLS
Mls Provider:
Mls ID: #98942677
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.