439 3rd StPitcairnPA15140
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.56% gross rental yield, 439 3rd St, Pitcairn, PA, 15140 in Pitcairn is priced for capital growth, not immediate cash flow. The $250,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $69,070 by year five, with $2,096/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.98) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $59,702.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 6.2% |
| Monthly Cash Flow | $(479) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,159 |
| Total Monthly Debt Service | $1,600 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
3,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15140, Pitcairn, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,700 (100%) |
| Owner Occupied HU | 603 (35.5%) |
| Renter Occupied HU | 768 (45.2%) |
| Vacant Housing Units | 329 (19.4%) |
| Median Home Value | $82,467 |
| Average Home Value | $140,240 |
Housing Distribution
Address Breakdown
Residential
1,397
Single Family
1,223
Multi-Family
174
Businesses
63
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: WPMLS
Mls Provider:
Mls ID: #1772048
