438 Lincoln AveBeaverPA15009
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow438 Lincoln Ave, Beaver, PA, 15009 in Beaver earns its strong cash-flow label: 12.16% yield, $1,915/mo rent, $677/mo net income, DSCR 2.25. The $189,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $52,217 by year five. Combined with $1,741/yr in principal paydown, total projected return reaches $115,511.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 6.2% |
| Monthly Cash Flow | $677 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,915 |
| Total Monthly Debt Service | $1,163 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1924
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15009, Beaver, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,180 (100%) |
| Owner Occupied HU | 4,868 (67.8%) |
| Renter Occupied HU | 1,626 (22.6%) |
| Vacant Housing Units | 686 ( 9.6%) |
| Median Home Value | $279,942 |
| Average Home Value | $314,393 |
Housing Distribution
Address Breakdown
Residential
6,988
Single Family
6,249
Multi-Family
739
Businesses
634
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1924
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15009, Beaver, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,180 (100%) |
| Owner Occupied HU | 4,868 (67.8%) |
| Renter Occupied HU | 1,626 (22.6%) |
| Vacant Housing Units | 686 ( 9.6%) |
| Median Home Value | $279,942 |
| Average Home Value | $314,393 |
Housing Distribution
Address Breakdown
Residential
6,988
Single Family
6,249
Multi-Family
739
Businesses
634
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Edwards McLaughlin • BOVARD ANDERSON CO.
Mls Name: WPMLS
Mls ID: #1701875