4376 State Highway 10GermantownKY41044
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 4376 State Highway 10, Germantown, KY, 41044 in Germantown earns a 12.33% gross yield at $119,000. Rent of $1,223/mo nets $499/mo after the $535/mo mortgage. The 2.29 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $32,878 and $1,096/yr in equity accumulation project a total cumulative return of $77,213.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 8.0% |
| Monthly Cash Flow | $499 | $850 |
City averages based on Germantown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,223 |
| Total Monthly Debt Service | $677 |
| DSCR Ratio | 1.81x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
1.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41044, Germantown, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 456 (100%) |
| Owner Occupied HU | 328 (71.9%) |
| Renter Occupied HU | 69 (15.1%) |
| Vacant Housing Units | 59 (12.9%) |
| Median Home Value | $165,132 |
| Average Home Value | $203,880 |
Housing Distribution
Address Breakdown
Residential
403
Single Family
403
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
1.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41044, Germantown, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 456 (100%) |
| Owner Occupied HU | 328 (71.9%) |
| Renter Occupied HU | 69 (15.1%) |
| Vacant Housing Units | 59 (12.9%) |
| Median Home Value | $165,132 |
| Average Home Value | $203,880 |
Housing Distribution
Address Breakdown
Residential
403
Single Family
403
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TJ Burton • Poe Realty, Auction And Appraisal
Mls Name: Buffalo Trace MLS
Mls ID: #42427
Disclaimer: Copyright Buffalo Trace Multi List Service. All rights reserved. Information is deemed reliable but not guaranteed.