4372 Gibson AveSaint LouisMO63110
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4372 Gibson Ave, Saint Louis, MO, 63110 in Saint Louis is a top-tier cash-flow asset. At $300,000 it produces $2,504/mo in rent and $636/mo in net monthly income, a 10.02% gross rental yield. The DSCR of 1.86 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,633. Five-year appreciation adds $82,884, driving a total cumulative return of $154,696.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 7.8% |
| Monthly Cash Flow | $636 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,504 |
| Total Monthly Debt Service | $1,749 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1911
3,149 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63110, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,776 (100%) |
| Owner Occupied HU | 3,604 (30.6%) |
| Renter Occupied HU | 6,372 (54.1%) |
| Vacant Housing Units | 1,800 (15.3%) |
| Median Home Value | $338,428 |
| Average Home Value | $368,815 |
Housing Distribution
Address Breakdown
Residential
10,180
Single Family
6,956
Multi-Family
3,224
Businesses
948
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1911
3,149 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63110, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,776 (100%) |
| Owner Occupied HU | 3,604 (30.6%) |
| Renter Occupied HU | 6,372 (54.1%) |
| Vacant Housing Units | 1,800 (15.3%) |
| Median Home Value | $338,428 |
| Average Home Value | $368,815 |
Housing Distribution
Address Breakdown
Residential
10,180
Single Family
6,956
Multi-Family
3,224
Businesses
948
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brueggemann Tadlock • Keller Williams Realty St. Louis
Mls Name: MARIS
Mls ID: #25058347