4370 Veterans Memorial HwyBrownsvilleKY42210
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.99% gross rental yield, 4370 Veterans Memorial Hwy, Brownsville, KY, 42210 in Brownsville is priced for capital growth, not immediate cash flow. The $649,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $179,555 by year five, with $5,986/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.11) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $200,474.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 8.0% |
| Monthly Cash Flow | $(711) | $150 |
City averages based on Brownsville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,245 |
| Total Monthly Debt Service | $3,697 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42210, Brownsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,941 (100%) |
| Owner Occupied HU | 1,278 (65.8%) |
| Renter Occupied HU | 416 (21.4%) |
| Vacant Housing Units | 247 (12.7%) |
| Median Home Value | $131,061 |
| Average Home Value | $180,413 |
Housing Distribution
Address Breakdown
Residential
1,805
Single Family
1,803
Multi-Family
2
Businesses
135
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42210, Brownsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,941 (100%) |
| Owner Occupied HU | 1,278 (65.8%) |
| Renter Occupied HU | 416 (21.4%) |
| Vacant Housing Units | 247 (12.7%) |
| Median Home Value | $131,061 |
| Average Home Value | $180,413 |
Housing Distribution
Address Breakdown
Residential
1,805
Single Family
1,803
Multi-Family
2
Businesses
135
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: RASK
Mls ID: #RA20262481