437 Kelley Ct, Los Banos, CA, 93635 | 7.38% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Los Banos at 437 Kelley Ct, Los Banos, CA, 93635 with 5% annual appreciation on a $448,880 basis while $2,760/mo rent supports operations. 77% in year one. Equity gained on principal adds $2,897/yr, and five-year appreciation sums $124,017 alongside rental yield of 7.38%. Five-year ROI measures 102.14% and total cumulative return in cash totals $151,982. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,760/mo property income versus a $2,197/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 93635, Los Banos, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,527 (100%)
Owner Occupied HU	9,325 (60.1%)
Renter Occupied HU	5,581 (35.9%)
Vacant Housing Units	621 ( 4.0%)
Median Home Value	$433,586
Average Home Value	$484,654