437 Huckleberry LnSugar CityID83448
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 437 Huckleberry Ln, Sugar City, ID, 83448 in Sugar City. Rental yield 6.33%. The 1.17 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $91,864 and $3,062/yr in principal reduction project total return of $113,096.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 6.0% |
| Monthly Cash Flow | $(195) | $300 |
City averages based on Sugar City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,753 |
| Total Monthly Debt Service | $1,816 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2021
1,785 sqft lot
$N/A/sqft
$35 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83448, Sugar City, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,049 (100%) |
| Owner Occupied HU | 797 (76.0%) |
| Renter Occupied HU | 188 (17.9%) |
| Vacant Housing Units | 64 ( 6.1%) |
| Median Home Value | $456,510 |
| Average Home Value | $509,178 |
Housing Distribution
Address Breakdown
Residential
848
Single Family
848
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2021
1,785 sqft lot
$N/A/sqft
$35 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83448, Sugar City, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,049 (100%) |
| Owner Occupied HU | 797 (76.0%) |
| Renter Occupied HU | 188 (17.9%) |
| Vacant Housing Units | 64 ( 6.1%) |
| Median Home Value | $456,510 |
| Average Home Value | $509,178 |
Housing Distribution
Address Breakdown
Residential
848
Single Family
848
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tony Stallings • Edge Real Estate
Mls Name: SRMLS
Mls Provider:
Mls ID: #2173404
Disclaimer: Copyright Snake River MLS. All rights reserved. Information is deemed reliable but not guaranteed.