43697 Trail E #MLake HughesCA93532
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Lake Hughes rental at 43697 Trail E #M, Lake Hughes, CA, 93532 sits in the solid-income band: 9.8% gross yield, $2,605/mo rent, $632/mo net after the $1,434/mo debt service, DSCR 1.82. Entry price of $319,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $88,134 and $2,938/yr in principal reduction bring total cumulative return to $161,619.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.0% |
| Monthly Cash Flow | $632 | $1,500 |
City averages based on Lake Hughes market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,605 |
| Total Monthly Debt Service | $1,846 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93532, Lake Hughes, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,187 (100%) |
| Owner Occupied HU | 830 (69.9%) |
| Renter Occupied HU | 210 (17.7%) |
| Vacant Housing Units | 147 (12.4%) |
| Median Home Value | $643,172 |
| Average Home Value | $720,864 |
Housing Distribution
Address Breakdown
Residential
648
Single Family
647
Multi-Family
1
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93532, Lake Hughes, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,187 (100%) |
| Owner Occupied HU | 830 (69.9%) |
| Renter Occupied HU | 210 (17.7%) |
| Vacant Housing Units | 147 (12.4%) |
| Median Home Value | $643,172 |
| Average Home Value | $720,864 |
Housing Distribution
Address Breakdown
Residential
648
Single Family
647
Multi-Family
1
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Liana Drube • Keller Williams Realty A.V.
Mls Name: GAVAR
Mls ID: #25009454