4365 Whiting RdPhiladelphiaPA19154
INVESTMENT ANALYSIS
Investment Verdict
Solid Income4365 Whiting Rd, Philadelphia, PA, 19154 in Philadelphia is a solid income-producing rental, 9.84% gross yield, $2,748/mo rent, $553/mo net cash flow on a $335,000 buy. DSCR 1.82 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $92,554 and $3,085/yr in principal reduction project a total cumulative return of $163,177.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 5.8% |
| Monthly Cash Flow | $553 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,748 |
| Total Monthly Debt Service | $2,062 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1990
4,223 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19154, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,209 (100%) |
| Owner Occupied HU | 10,013 (75.8%) |
| Renter Occupied HU | 2,778 (21.0%) |
| Vacant Housing Units | 418 ( 3.2%) |
| Median Home Value | $287,303 |
| Average Home Value | $311,996 |
Housing Distribution
Address Breakdown
Residential
12,938
Single Family
12,694
Multi-Family
244
Businesses
532
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1990
4,223 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19154, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,209 (100%) |
| Owner Occupied HU | 10,013 (75.8%) |
| Renter Occupied HU | 2,778 (21.0%) |
| Vacant Housing Units | 418 ( 3.2%) |
| Median Home Value | $287,303 |
| Average Home Value | $311,996 |
Housing Distribution
Address Breakdown
Residential
12,938
Single Family
12,694
Multi-Family
244
Businesses
532
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeff George • BHHS Fox & Roach-Center City Walnut
Mls Name: Bright MLS
Mls ID: #PAPH2511100