436 Valley RoadJacksonME04921
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Jackson rental at 436 Valley Road, Jackson, ME, 04921 sits in the solid-income band: 8.98% gross yield, $2,842/mo rent, $444/mo net after the $1,708/mo debt service, DSCR 1.66. Entry price of $379,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $104,959 and $3,499/yr in principal reduction bring total cumulative return to $172,857.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 7.0% |
| Monthly Cash Flow | $444 | $300 |
City averages based on Jackson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,842 |
| Total Monthly Debt Service | $2,246 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
2.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04921, Brooks, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 853 (100%) |
| Owner Occupied HU | 577 (67.6%) |
| Renter Occupied HU | 141 (16.5%) |
| Vacant Housing Units | 135 (15.8%) |
| Median Home Value | $194,746 |
| Average Home Value | $248,821 |
Housing Distribution
Address Breakdown
Residential
694
Single Family
670
Multi-Family
24
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
2.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04921, Brooks, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 853 (100%) |
| Owner Occupied HU | 577 (67.6%) |
| Renter Occupied HU | 141 (16.5%) |
| Vacant Housing Units | 135 (15.8%) |
| Median Home Value | $194,746 |
| Average Home Value | $248,821 |
Housing Distribution
Address Breakdown
Residential
694
Single Family
670
Multi-Family
24
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices