436 State Highway 334JohnstownNY12095








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Johnstown at 436 State Highway 334, Johnstown, NY, 12095 uses $96,135 cash to close to unlock $3,982/yr annual cash flow and $332/mo monthly cash flow. Total monthly income runs $2,268/mo, and a $1,419/mo payment keeps the spread at $332/mo. Purchase price stands at $289,999, and rental yield measures 9.38% with $2,268/mo rent. Return on cash invested shows 24.05% in year one, and 5% annual appreciation builds toward $80,121 over five years. Five-year ROI reaches 125.7% and total cumulative return in cash records $120,844. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,268/mo property income covering a $1,419/mo payment rather than investor’s personal income.
Single Family
Built in 1960
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12095, Johnstown, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,711 (100%) |
| Owner Occupied HU | 3,212 (56.2%) |
| Renter Occupied HU | 1,758 (30.8%) |
| Vacant Housing Units | 741 (13.0%) |
| Median Home Value | $168,736 |
| Average Home Value | $238,176 |
Housing Distribution
Address Breakdown
Residential
5,156
Single Family
4,910
Multi-Family
246
Businesses
510
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