436 N Mercey Springs Rd SPACE 72, Los Banos, CA, 93635 | $244/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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436 N Mercey Springs Rd, Los Banos, CA, 93635

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Los Banos at 436 N Mercey Springs Rd SPACE 72, Los Banos, CA, 93635 listed at $149,900 pairs $1,172/mo rent with a $734/mo payment to leave $244/mo cash flow. Total monthly income runs $1,172/mo, and annual cash flow reaches $2,933/yr on $49,692 cash to close. Return on cash invested measures 25.81% in year one, and rental yield registers 9.38% at a $149,900 basis. Equity gained on principal adds $967/yr, and annual property appreciation at 5% supports $41,415 by year five. Five-year ROI tracks 134.53% and total cumulative return in cash totals $66,851. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,172/mo property income relative to a $734/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Manufactured

Built in 1974

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 93635, Los Banos, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,527 (100%)
Owner Occupied HU	9,325 (60.1%)
Renter Occupied HU	5,581 (35.9%)
Vacant Housing Units	621 ( 4.0%)
Median Home Value	$433,586
Average Home Value	$484,654